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Always focused, ERA Justin Realtor professional Michelle Korosy makes suggestions to buyers considering a purchase in the 2011 real estate market. Buyer’s concerns are always considered with assistance to help make their transaction smooth sailing from pre-approval, negotiations, and contact processing through to closing day.
ERA Justin Realty’s Michelle Korosy Eases Buyer’s 2011 Concerns
Bergen County: You’ve dreamed of home ownership and after a careful search, you’ve found the perfect one. So, what is this knot doing in the pit of your stomach? Why are you asking, “Did I make the right decision?” Or, “Interest rates are so low for my mortgage, is this the right time for me?” Buyers are no longer on the fence, they are out looking, starting their home search on the Internet, examining the large inventory of housing available and benefiting from the lowest interest rates in nearly fifty years. A home search website at http://www.erajustin.com/ is a perfect start for you.
Michelle Korosy, ERA Justin Realtor professional says, “Buyers nationally are off the fence. They now understand that low interest rates will not last forever and as rates rise, it limits their buying power with many having the market eliminate them as qualified buyers. Truthfully, you’re faced with the realization that buying a home could be the biggest purchase you’ll ever make and you just put your name on a piece of paper that says you’re obligated for possibly many years. Of course, you’re nervous. It’s a common and understandable feeling. You’ve just stepped outside of your comfort zone. So, what do you do to keep these feelings in check?”
Michelle continued, “First, be aware that these feelings will subside, especially when you begin to count all the ways this new purchase will benefit you. You can begin deducting the interest you pay from your federal income tax. Check with your tax advisor for the benefits. And you’ll be building equity with every payment and every improvement. Also keep in mind that property is almost always the one investment that continues to appreciate in value over time. And don’t forget that you now have your own four walls to do with as you please; no more landlord to ask about your decorating ideas.
It should also make you more comfortable to remind yourself that the conservative banking industry likes you and thinks you’re a good choice. Banks loan money to make money through interest payments. They see you as a good risk. So when your confidence may be a bit low, trust the bank’s opinion of you and your ability to handle your mortgage. We always work with our buyers with suggestions for a mortgage pre-approval before entering a purchase contract.
Think ahead. You can pick up the keys to your very own home and begin moving in. Once you have things somewhat in place, you should feel proud of home ownership, especially when friends come by to congratulate you on what a great decision you’ve made. Home ownership is the dream of most people. With careful planning, solid budgeting and doing your homework, you’ve just made it all come true. So, settle in and be very proud of your accomplishments.”
Carol Darby, ERA Justin Realty broker co-owner added, “Lending institutions are in the mortgage business and are pleased to lend to approved buyers. We offer a wide variety of listings for sale in many price ranges. Michelle Korosy and our entire staff of Realtor professionals are ready to find the home that suits your needs. They will also be pleased to visit new potential sellers offering a complete written (CMA) Comparative Market Analysis including a 2011 update on pricing, real estate trends, current homes on the market, and information based on other area sales. There is a difference in real estate companies and we at ERA Justin Realty always focus on the facts for our sellers, so they have the true information in making correct pricing determinations for the sale of their house. That’s how we strive each day to exceed buyer and seller expectations.”
ERA Justin Realty proudly received the prestigious ERA worldwide 2003 through 2010 Commitment to Excellence Award. Only outstanding business entities are honored to receive it. For these reasons ERA Justin Realty has been a Realtor of choice for thousands of buyers and sellers and a consistent ERA Top-100 office throughout the entire ERA network.
All ERA Justin Realty full service Realtor professionals can be reached at their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue; by office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000’s of homes at their websites at www.ERAJustin.com and www.ERAJustinRealty.com.
