ERA JUSTIN TEAM ACHIEVES DREAMS FOR BUYERS & SELLER 2017
ERA Justin Realty’s Lee Schilare: How Renters Become Buyers
Nothing compares to the feeling of having a place to call home. However, most of us have felt frustration at seeing hard-earned money go into rent every month rather than a more permanent house payment. Renting is many people’s first step toward homeownership, but what do you need to do to realize the dream of owning a home? Lee Schilare shares important insights for North Jersey Newspapers readers who want to become a homeowner.
“Sometimes, it’s not the regular rent-money obligations but other expenses that are the main obstacle in saving. A whole debt-counseling industry has arisen to guide consumers in getting out from under what they owe. Smart saving, not depriving yourself, just ensuring stability and enjoyment over the longest term involves moves both major and simple, and can help prepare you for that first down payment.”
Danny Simone, Lee’s business partner added, “Financial planning, establishing a household budget and sticking to it, including a specific amount set aside for savings every month can get you to your home-affording goals sooner than you might have imagined. You may also want to meet with a counselor who can negotiate a lower rate and set a sensible structure for your repayments on credit cards, while advising you how to ease dependence on them. This not only gets you on your own financial feet, but helps keep your credit rating intact for the very home loan you hope to someday secure.”
Lee added, “There are additional ways to start working toward homeownership. Some sellers will enter into a rent-to- buy agreement, in which part of the regular rent is considered an installment of the home’s down payment, which, once built up, can help you obtain financing. Low-income renters may also qualify for federal “Section 8” vouchers which are paid to the landlord, subsidizing your rental expenses and helping you save for a permanent home.
Just as some renting options allow you to set funds aside, some types of purchases can help defray your costs as you fulfill the stepped-up obligations of homeownership. Pooling resources with other buyers to occupy a two-family home could be one; buying such a home by yourself and renting one half of it could be another.
Even if your economics remain challenging, there are low-down-payment mortgages, and other forms of financing for special circumstances, available to buyers who meet the right criteria. Our ERA Justin Realtor agents can help you navigate through these options, accessing financing programs. He or she can also identify what government help might be available, and generally counsel you on your readiness to be a buyer, and on what else you might need to do to get there. If you consult the right sources and seek common-sense strategies, then your every move in the renter’s world can be pointing you home.”
Ron Darby, ERA Justin Broker added, “All across the nation, the most coveted award that can be achieved in business is the ‘J.D. Power & Associates’ award. Only outstanding business entities are honored and receive it. ERA Real Estate was a past recipient of ‘Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms.’ Award. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice. Call our team at (201)939-7500.
Jennifer Darby Metzger of ERA Justin Realty Attends Exclusive 2017 ERA Young Leaders Event
Jennifer Darby Metzger of ERA Justin Realty Attends
Exclusive 2017 ERA Young Leaders Event
ERA Justin Realty Included In Network Recognized By J.D. Power and Associates
ERA Justin Realty Included In Network
Recognized By J.D. Power and Associates
“We are honored to be recognized by such a well-respected organization as J.D. Power and Associates,” said Ron Darby and Jennifer Darby Metzger Broker Co-owners of ERA Justin Realty.” This award for years has symbolized the personalized service we provide throughout Bergen, Passaic, Hudson and Essex Counties. The award was based on responses from 4,977 home buyers and sellers conducted by J.D. Power and Associates.”
Continuing, Darby said, “In 67 years of serving our area towns, we are continually a Top 100 ERA Real Estate firm nationwide.
To a seller this means greater exposure in marketing their home, personalized and accountable service by our ERA Justin Realtor agents, and more potential buyers, which may result in higher selling prices for our sellers. Each day, our philosophy is to exceed our seller’s expectations with a quality smooth selling process. Equally important, when selecting a real estate firm to represent you in the sale of your greatest asset is to focus on the long-term history of the firm’s operations, knowledge, successes for sellers and a firm that has a sterling reputation throughout the communities they serve. Since 1950 ERA Justin Realty has processed multi-thousands of transactions. For a no obligation, no cost market analysis of your home, simply contact one of our Realtor agent professionals. Receive a complete written report with information as to what comparable homes have sold for and the current market value.”
The ERA Justin Realty sales team of professionals proudly offers a comprehensive written report of over 800 testimonials and reviews from their buyers and sellers.
We Are Ready For Late Summer/Fall Showings
LATE SUMMER, EARLY AUTUMN: Jennifer Darby Metzger and I proudly present our ERA Justin Realty agents, preparing their new listings for our late summer and early autumn. From starter homes, condos, multi-families, co-ops to estate properties, our agent team stands ready to serve you. Allyson, Beth, Caidie, Carol, Catherine, Cathy, Cliff, Danielle, Danny, Fara, Glenn, Grace, Ilene, James, Jenna, Jennifer, Jessi, Joana, Julia, Julian, Karen, Kristen, Lee, Mary, Michael, Michelle, Monika, Morgan, Peggy, Rosemarie, Sharon, Teresa and Wayne. Buying or selling, we’d like to exceed your expectations. Wan’t to be in for the school year. Call us (201)939-7500.
ERA Justin Leadership Circle: 1st Six Months of 2017
ERA Justin Leadership Circle: 1st Six Months of 2017
ERA Justin Realty Sponsors MDA Summer Camp For Kids 2017
At ERA Justin Realtors School is Never Out
Ron Darby, ERA Justin broker co-owner said, “As many have noticed, the business of being a Realtor® has become significantly more complex to exceed buyer and seller expectations. Innovation in technology and the knowledge required to apply it effectively to our profession continues to proceed at a dizzying pace. Our clients use technology to communicate with us in ways that few could have imagined just a few short years ago, and they expect us to be every bit as comfortable with using technology as they are. Cell phones have replaced office phones and texting and the Internet offers a global marketing presence to every Realtor at our firm.
The regulatory environment in which we operate has become more complicated as well. Legal protections for consumers, a host of financing options and a myriad of state and local regulations place demands on our attention that we are prepared to meet as we continue to best serve the interests of our clients. Therefore, the knowledge base that each of us must possess grows daily.
I’m not suggesting that sales professionals should feel nostalgia for simpler times. In truth, successful Realtors have always invested considerable effort to achieve success. If a sales associate’s job simply consisted of putting up a sign, running an ad and waiting for the phone to ring, our profession would have been phased out of existence long ago. It is precisely the considerable knowledge required to help clients reach their real estate goals that instill value in what we do.
Intelligent use of technology has always been a core principle at ERA Justin Realty, particularly when it comes to education. Our innovative use of communications and multimedia technology serves to put each of us in control of what we learn and when we learn it. Realtors don’t have to wait until the end of the semester to find out how they are doing. The results are visible in a client’s happiness when they find a home that meets their needs both financially and emotionally, which lets us know how we are doing every day.”
Ron concluded, “We are proud to offer this, one of a series of informational tips for homeowners. We offer continuing articles as an added measure to make our phrase ‘There is a difference in real estate companies,’ more than just a phrase, but a reality. The most sought award that can be achieved in business is the ‘J.D. Power & Associates’ award. Only outstanding business entities are honored and receive it. ERA Real Estate was the recipient of ‘Highest Satisfaction for First Time Home Buyers and Home Sellers Among Full Service Real Estate Firms’ awards. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.”